Contribution breakdown
Employer super$13,200
Salary sacrifice$5,000
Employee after-tax$1,000
Deductible personal$0
Existing concessional$0
Employers and accountants
Employer Super Calculator
Estimate employer super, salary package cost and total employment cost for Australian payroll.
How this estimate works
This calculator combines gross wages, ordinary time earnings and employer super to estimate the total employer cost of a role.
Using 2026-27 assumptions: SG 12%, concessional cap $30,000, Division 293 threshold $250,000.
Employer super
$13,200
Employee contributions
$1,000
Salary sacrifice
$5,000
Total contributions
$19,200
Remaining concessional cap
$11,800
Estimated tax savings
$750
Employer total cost
$123,200
Tax and cap detail
- Annual income
- $110,000
- Ordinary time earnings
- $110,000
- Concessional contributions
- $18,200
- Remaining cap
- $11,800
- Excess concessional estimate
- $0
- Division 293 taxable contributions
- $0
- 5-year contribution projection
- $96,000
Frequency summary
| Item | Annual | Monthly | Fortnightly | Weekly |
|---|---|---|---|---|
| Employer super | $13,200 | $1,100 | $508 | $254 |
| Employee contributions | $1,000 | $83 | $38 | $19 |
| Salary sacrifice | $5,000 | $417 | $192 | $96 |
| Total contributions | $19,200 | $1,600 | $738 | $369 |
| Employer total cost | $123,200 | $10,267 | $4,738 | $2,369 |
Example
A $120,000 salary with 12% employer super produces an estimated total employer cost of $134,400 before other on-costs.
ATO guidance
FAQs
Is employer super part of take-home pay?
No. Employer super is paid to the employee's super fund and is shown separately from net pay.
Does this include payroll tax or workers compensation?
No. It focuses on wages and super. Other employer on-costs vary by state, industry and circumstances.
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